NORTHSTR Specialty Group

Specialty insurance programs, built and managed from first filing to first policy — and beyond.

NorthStar Specialty Group is a program management platform. We develop, launch, and operate specialty insurance programs with disciplined underwriting oversight and regulatory strategy at the core.

What We Do

One platform. Every discipline a program needs.

From concept and licensure through day-to-day operations, NorthStar provides the management backbone for specialty insurance programs — so each program can focus on serving its insureds.

Program Development & Launch

Feasibility, structuring, capitalization strategy, and licensure — we've taken programs from concept to licensed carrier.

Underwriting Oversight

Disciplined risk selection frameworks, guidelines, and ongoing portfolio monitoring across every program we manage.

Regulatory Strategy

Filings, examinations, and ongoing compliance — deep experience with risk retention groups and specialty structures.

Program Operations

Policy administration, reinsurance coordination, vendor management, and financial oversight, end to end.

Programs Under Management

Purpose-built programs, one standard of care.

HEALTHSTR

HealthStar RRG

A member-owned risk retention group providing liability coverage for long-term care providers — nursing homes, assisted living, residential care, and specialized care facilities — built to reduce and stabilize liability premiums with a reliable alternative to traditional carriers.

Long-Term Care Liability
CARESTR

CareStar RRG

Licensed in 2026 to serve human services organizations — social service agencies, youth care providers, affordable housing, and nonprofits — with general and professional liability coverage built around their mission.

Human Services & Youth Care Liability
Leadership

Experienced, hands-on leadership.

Jacob C. Elbogen, Esq.

Chief Executive Officer

Jacob founded and leads NorthStar Specialty Group, and has built and launched each program on the platform — including HealthStar RRG and the newly licensed CareStar RRG. An attorney by training, he combines regulatory strategy, underwriting oversight, and hands-on program operations under one roof.

Contact

Talk to us about your program.